Meader & Associates is a team of Mortgage Planners within PHH Home Loans. 

They are dedicated to providing you with the debt management strategies that help you attain your long and short term financial and investment goals as well as your payment and equity objectives. 

These strategies can lower your overall monthly obligations and still provide you with the home of your dreams! 

   

Mark Meader
Mortgage Planner/ Sr Loan Officer

Mark began his mortgage-banking career in 1983.  His years of experience as a loan officer have resulted in the kind of customer service and satisfaction that has been recognized in many ways.  He was chosen as one of the top 50 producing loan officers nationwide by Mortgage Originator Magazine, the nation’s leading Mortgage Banking publication.  From first time homebuyers to clients purchasing million dollar homes, his first concern is finding the financial option that best suits that client’s situation and goals.  Mark has arranged financing for over 7000 families, lending more than $750 million (almost ¾ billion), resulting in countless referrals!  With the help of his assistants and support staff, Mark’s team has been able to provide the best service in the mortgage banking industry, providing his clients with the lowest interest rates and closing costs.

Midwest Mortgage Makers Magazine recently recognized Mark as Minnesota's top producing loan officer. Mark resides in Dellwood, Minnesota with his wife Peggy and their daughter Mandy and son Michael.

Matt Minder
Mortgage Planner/Senior Loan Officer

Matt entered the mortgage banking industry in 1991.  Since then he has helped thousands of families attain the American dream of home ownership.  All aspects of the mortgage loan process are important, but Matt’s biggest concern is “you” as his client.  This is the reason that so many of Matt’s clients continue to return to him for their financial needs.  According to Matt, “I want the experience of working with me to be enjoyable and rewarding.  A client that feels their wants and needs were met will refer their family and friends, I understand that.”  Matt’s outstanding production and numerous awards can be traced back to one thing – Excellent Service.  Along with his team of assistants and support staff, Matt continues that service.  Matt lives in Maplewood with his wife, Jennifer and their three children, Ben, Grace and Alexander.       

   
Lisa Pratt
Transaction Coordinator/Personal Assistant

Lisa Pratt brings 20 years of mortgage banking experience to the team. If mortgage banking were a football game Lisa would be the Most Valuable Player. Lisa’s job is to oversee all the intricate details of the transaction to assure a successful closing with no unpleasant surprises.
As Mark and Matt ’s personal assistant, Lisa is the glue that holds the team together. Her oversight and hands on commitment makes your mortgage transaction completely stress free.
Lisa lives in Stillwater with her husband Warren and her daughter Melissa.

Gina Knoespel
Loan Analyst

Gina is an experienced mortgage professional who has processed and closed thousands of loans.  She has worked in the mortgage banking industry since 1983.  Gina will be processing, underwriting and closing your financing.  Her job is to make sure that all the needed documentation is received and acceptable before closing   Her knowledge and attention to detail assures you, the client, a successful transaction.
Gina lives in North Branch with her husband Scott


Susan Lightner
Application Specialist

Susan is one of your first contacts.  She will gather your information and start a file for you.  With an extensive background in customer service, you’ll find that her gentle manner and professional demeanor will put you at ease and make this process an enjoyable experience.  Susan helps you begin the journey towards your financial goal.  She lives in Vadnais Heights with her husband, Bruce.  They have two grown children, Kelly and Marty. 



Michele Heimerl
Marketing

Michele is our Marketing Specialist.  She is the one who puts Mark and Matt’s thoughts and ideas into action.  Michele makes sure that all past and present clients are updated via mailings and she is the first voice you will hear when you call us.  She brings twenty-five years of customer service experience to the team and is the one who initiates and carries out the many projects that make our office run more efficiently.  Michele lives in White Bear Township with her husband, Russ and their two daughters, Katrina and Kelsey. 

 

PHH Home Loans
4505 White Bear Parkway
White Bear Lake, MN 55110