With thousands of mortgage programs and hundreds of zero down and low down payment loans available it is impossible to discuss these loans in detail. The best approach to mortgage selection is an in depth financial review that analyses your individual financial and investment goals as well as your down payment and monthly payment objectives. of mortgage programs and hundreds of zero

As mortgage planners we provide complete debt management strategies that lower your overall monthly obligations and yet provide you with the home of your dreams. We do this by selecting financing options that will give you the most home for your money, yet still allow you to have investment capitol for your future.

Our Computerized Home Loan Finder service will search through hundreds of mortgage programs and match those mortgages to your home financing needs.

There are many low down payment government and government approved mortgage programs to choose from. Here are a few of the choices.

Government Approved Grant Programs
The Federal Housing Administration recently approved grant programs from government approved non-profit organizations. These grant funds are monies gifted to the home buyer to pay all or a portion of the downpayment and closing costs. The borrower is never required to pay back any of the grant funds. There are no income limits with the program and it is not necessary to be a first time buyer. Click here to start your home loan search.

Federal Rural Housing Programs
The Federal Rural Housing program is a Federal Government financed program for zero down on rural properties. If you are planning on owning a home in the country this may be the perfect program for you. The program also has a provision which allows all the closing costs to be financed into the loan. This program is available nationwide. Click here to start your home loan search.

First Time Buyer Programs
Most states offer first time buyer funding through the sale of local state bond sales. These programs offer a low interest rate due to the sale of the bonds. Some of the first time buyer programs also lend you and in some cases gift you the downpayment and closing costs. Click here to start your home loan search.

Fannie Mae (Federal National Mortgage Association)
Fannie Mae is without question the largest source of mortgage money in the Country. Fannie Mae trades trillions of dollars of mortgage backed securities on wall street annually. By raising funds from U.S. and global investors and dispersing risk on mortgage assets, Fannie Mae works to keep low-cost capital flowing to mortgage lenders across the nation, in all communities, under all economic conditions, at the lowest mortgage rates in the housing finance market.

Fannie Mae offers dozens of zero down and loan dowpayment home loans for all 50 states. We are a designated and approved Fannie Mae lender and specialize in Fannie Mae loans. Click here to start your home loan search.

FHA Loans
FHA loans are low down payment home loans that also allow the inclusion of grant funds for the borrowers downpayment and closing costs thru several approved non-profit organizations. Click here to start your home loan search.

VA Loans
Zero down loans for qualifying veterans. Click here to start your home loan search.

Non-Governmental Zero Down Home Loans
The are hundreds of private zero down funding sources that offer zero down home loans across the country. Click here to start your home loan search.